What am I doing this for…really?

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What is the point of financial independence anyway?

It’s a question that every one of us needs to answer independently of anyone else’s reasoning. It is as unique to you as the premise of your next novel.

There are a thousand ways to tell the same story.

I follow an account on Twitter called @WriterlyTweets in which they ask followers “In six words or fewer, write a story about…” and then go on to list a short scenario to elicit responses.

The result is that people come up with dozens of different stories all based on a singular premise.

The reason they come up with different stories is because we are all unique individuals with unique life experiences and points of view. Our mindset affects our outlooks on life and our souls have different needs and desires for the stories we share.

That same uniqueness affects our reasoning for seeking financial independence as well.

For some of us, it’s because we come from families who have struggled with debt and/or poverty for generations. Others seek FI because they want to leave a legacy of wealth for future generations.

Either way, it comes back to having that patience that I mentioned last week. There will be times when you feel like reaching FI is decades down the road–and it very well may be–with no end in sight.

That’s when you have to draw on your Why–the reason you’re striving for financial independence.

Keep it at the forefront of your mind and it will help you focus when you don’t feel like focusing.

Does this always work? Nope. But it works more than if you didn’t think about it. I can guarantee you that.

So, what’s my personal why?

I want to build a legacy for my family.

I’m currently 48 years old. I’ll be 49 before the years out. Unless Spielberg picks up the movie rights for one of my stories, I won’t be retiring “early”. Oh, I do plan on retiring earlier than the traditional age of 65 though. My goal is a ripe young age of 60.

So, right now, we’re plugging as much as we can into our retirement accounts trying to make up for lost time.

I’m working towards a “Work Optional” lifestyle. Which means that I have enough invested and saved that I could quit work at any time. And hopefully, by that time I’ll have a steady income coming in from my books, so that I’ll transition from a full-time job to being a full-time author.

Then, while I’m building my author business, I’ll need to use less and less of my investments and be able to pass that on to my kids, so that they can get to the “Work Optional” stage earlier than I did.

What about you? What’s your “Why”? I’d love to know. Leave a comment below to let me know.


All posts on this site are my opinion and should not be taken as financial advice. I have no financial background but am just an author finding my way.

About the author

Will Brown

Will Brown is an author striving towards a financially independent life. You can find out more about his books by visiting his main website: WillCBrown.com

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By Will Brown

About This Site

Welcome to the Author FI Life!

I am Will Brown, an author working towards financial independence. I hope this site serves as a means to encourage you to do the same.

I’d love to hear from readers, so please comment or get in touch by my contact page.